At Able Commercial Finance, we understand the pressures of running a haulage, logistics or courier business. As an independent broker, we help transport and logistics businesses secure the right funding to invest in their fleet and facilities, improve cash flow and support long-term growth.

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Over £25 million

Finance facilities approved

25 Years

Knowledge and experience

Over 1000

Businesses helped

Commercial finance for transport and logistics

Why transport and logistics choose Able Commercial Finance

Fund new and used vehicles without draining cash reserves
Whether you’re buying HGVs, trailers, vans, refrigerated vehicles or specialist transport equipment, asset finance allows you to spread the cost while keeping working capital available for the day-to-day running of your business.

Improve cash flow while waiting for customers to pay
Many logistics businesses work on long payment terms, even though fuel suppliers, payroll and operating costs can’t wait. Invoice finance can release cash tied up in unpaid invoices, helping you bridge the gap.

Release cash from existing assets
If you’ve built equity in your fleet, asset refinance can unlock working capital without selling the vehicles your business relies on.

Access funding when traditional lenders are cautious
Not every lender understands transport. Fleet age, specialist vehicles and seasonal trading can make applications more complex. We work with lenders who understand your sector and assess businesses on their individual strengths.

Support growth when opportunities arise
Whether you’re taking on a new contract, expanding your depot or adding vehicles to your fleet, we’ll help you secure funding quickly so your business can keep moving forward.

logistics commercial finance

Commercial Finance for transport and logistics

Every transport and logistics business has different funding requirements. We take the time to understand your company before recommending the most appropriate solution.

One month you might be replacing vehicles, the next you’re recruiting drivers to service a major new contract. Fuel prices rise, maintenance costs increase and customers continue to demand longer payment terms.

That’s why we don’t recommend finance based on a single product -we look at your business as a whole and structure funding that supports both your immediate cash flow and your longer-term plans.

Asset Finance
Fund new and used HGVs, trailers, vans, refrigerated vehicles, forklift trucks and specialist transport equipment without major upfront costs.

Asset Refinance
Release capital tied up in vehicles and equipment you already own to improve cash flow or support future investment.

Invoice Finance
Unlock cash from unpaid invoices and reduce the pressure created by lengthy customer payment terms.

VAT Funding
Spread quarterly VAT bills and protect working capital during busy trading periods.

Secured and Unsecured Business Loans
Access funding for depot expansion, warehouse improvements, technology investment or general business growth.

What makes Able different

Independence

We're not tied to any lender or product range

Understanding

We know the challenges your business faces

Whole market access

Commercial finance to suit you

Support

We manage the whole process and beyond

Experience

Trusted by companies across the UK

Why choose Able Commercial Finance

"From the initial contact with Able the whole process couldn’t have run smoother & more efficiently. Any questions we had were answered straight away they spent the time helping us access the right commercial finance solutions for our business."

Matt Harding, HSF

"I've worked with Able for a number of years and couldn't do without their expertise and guidance. I'd recommend anyone to get in touch with them if they are looking for commercial finance support. A great team to know."

Martin Rooney, Focused Nutrition

"Able CF has worked with a number of our clients and done a fantastic job helping them raise finance including loans, asset finance, and invoice finance to help them fund business growth. Their depth of understanding of the client’s business ensures the finance is tailored to their needs and affordability, and they do a great job at keeping everyone in the loop. I'd strongly recommend anyone to get in touch with them."

Jeremy Bostock BA(Hons) BFP FCA, Thompson Wright Accountants

"We have used Able CF to advise our clients over many years and assisted many hundreds of them to grow their businesses and in some cases fend off impending disasters. We have always been impressed by their knowledge and ingenuity in the financial markets, combining products that have served so many of our clients extremely well. The service has always been professional but also very personal and they go the extra mile. We always recommend Able Commercial Finance to our clients."

Peter Ainley, Ainleys Accountants

How we work together

1

Initial consultation - We take time to understand your business, it's challenges and funding needs

2

Options delivery - We'll present tailored funding options that fit your business and cash flow requirements.

3

Application - We handle the paperwork so you can stay focused on running your business

4

Ongoing support - We're part of your team and conduct regular reviews to ensure you have the best solution

FAQs

Can you finance used HGVs and trailers?
Can you help if we need to add vehicles quickly?
Our biggest customers take over 60 days to pay. Can you help?
Can we refinance vehicles we already own?
How fast can we get funding approved?
Do we need a personal guarantee?
Do you work with smaller operators?
What if our business has seasonal demand?

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Let’s unlock your next stage of growth

Get in touch for independent advice and a fast decision.

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