Partner with Able Commercial Finance to unlock cash flow, fund growth and take on bigger contracts without the administrative headache. We provide independent, expert support tailored to recruitment businesses.

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Over £5million

Approved in business loans

trustpilot
Over 1000

Businesses helped

Why recruiters
choose Able

Bridge the gap between payroll and client payments
When you’re paying temps weekly but waiting 30+ days for client invoices to clear, cash flow can get tight. We help recruitment businesses manage that gap with smart, tailored funding – from invoice finance to revolving credit.

Take on larger contracts with confidence
Won a new contract but need extra working capital to get started? We can provide fast access to funding to cover upfront wage bills, advertising, compliance and onboarding costs – so growth doesn’t have to wait.

Keep your tax bills from draining cash
We offer specialist VAT and Corporation Tax loans to spread the cost of liabilities and protect day-to-day cash flow – ideal when business is growing but margins are tight.

Fund tech, systems and internal expansion
Need to upgrade CRM software or invest in internal recruitment? We can arrange asset finance and working capital loans to support your infrastructure without disrupting operations.

Secure finance even if banks say no
Traditional lenders don’t always understand the recruitment model. As independent brokers, we work with funders who do – and we’ll find the right lender based on your model, credit position and growth plans.

What makes Able different

  • We’re independent – not tied to any lender or limited product set
  • We understand the cash flow dynamics of recruitment agencies
  • We move fast – often securing funding within 48 hours
  • We shield you from admin, chasing and complexity
  • We’re trusted by recruiters, accountants and advisors UK-wide.

What our partners say

"From the initial contact with Paul the whole process couldn’t have run smoother & more efficiently. Any queries or problems Paul responded straight away to sort out. It would appear Able Finance are very keen to source funding as opposed to other funders who continually put obstacles in the way. Various funding solutions are available & Paul will guide you to the correct finance for you."

Matt Harding, HSF

"We have dealt with Paul Morgan in various capacities over the last 10 years. From our initial foray into Factoring and then helping move us to invoice discounting, through to assisting in acquiring finance and backing to purchase a competitor. Recently Paul enabled us to raise finance via the CIBILS loan scheme. We use Paul due to his professionalism, energy and ability to get it done (his long list of contacts helps as well). Paul has enabled us to control our finances and grow the company."

Russell Alderson-Scott, Safetynet Solutions

"We’ve known and trusted Paul for a number of years and utilised his experience in all things financial. His list of contacts is immense and his ingenuity and creativity solving complex finance problems is second to none. Lastly, he does so with clear advice eliminating jargon as much as possible and delivering all the pros and cons without any agenda."

Paul Newton & Chris Flynn, Mars – Jones Limited

"Paul and his business associates at Able Commercial Finance, really helped and supported our business throughout our complex funding process. With no hesitation, we would recommend Paul’s company for funding options to all types of business."

Grant Dudley-Toole, Frank Dudley Ltd

"Known Paul for a good number of years professionally. Courteous and very knowledgeable. A good man in the commercial finance world, make contact for chat to find out for yourself. Worked for me."

Martin Rooney, Focused Nutrition

"Paul from Able CF has done a fantastic job at helping my clients raise finance from various sources, being CBILs, asset finance, CID finance and cash flow finance, to help fund business acquisitions and business expansions. Paul gains an in depth understanding of the client’s business to ensure the finance is tailored to their needs and affordability, and he does a great job at keeping everyone in the loop to the progress of gaining the finance and the time it will take. I strongly recommend that anyone should spend time with Paul, to allow him to understand their needs and fulfilling their goals, having worked with him over 10 years."

Jeremy Bostock BA(Hons) BFP FCA, Thompson Wright Accountants

"We have used the services of Paul Morgan to advise our clients over the last thirty years. He has in that time, assisted many hundreds of them to grow their businesses and in some cases fend off impending disasters. We have been impressed with Paul’s knowledge and ingenuity in the financial markets, combining products that have served so many of my clients extremely well. The service has always been professional but also very personal. Paul does go the extra mile and clients have really appreciated the unwavering support they have received. I have been a principal in accountancy practices for more than forty years and only a few advisors have maintained so consistent a high standard as Paul has. We are proud to recommend Able Commercial Finance Limited to any business advisor or entrepreneur that needs advice on sourcing financial resources in any type of financial market."

Peter Ainley, Ainleys Accountants

"Paul is a highly professional and commercially minded individual who epitomises a “can do” attitude to getting deals done. I have worked with Paul on a number of transactions and have always found his down-to-earth and hands-on approach invaluable in meeting clients’ objectives and expectations."

Steve Hadlow, Brabners LLP

"I have worked with Paul over more years than I care to remember. He has always completed creative funding solutions for clients who by nature of what I do are difficult propositions. Paul and his partner are also very enjoyable colleagues to work with."

Ben Barrett, Dow Schofield Watts

"I’ve known Paul since 2007 and he has built Able CF on the back of a distinct set of experiences. Paul has worked as both a lender to business and as a Managing Director of trading businesses. This two-pronged approach provides Paul with a unique insight to the perspective of both the business owner and the needs of the lender. In my experience, this comes together with the result of a prospect business introduced to the right lender, for the right reasons and the right time. A pleasure to work with."

Tom ODell, Aldermore Bank

"We have worked with Able Commercial Finance for many years and find them to be responsive, commercial and place their customers at the heart of everything they do."

Andrew Metcalfe, Close Brothers

"I’ve known Paul for the best part of 20 years and this man is a dealmaker! His knowledge of the Invoice Finance market in particular is first class, and through his extensive knowledge of, and contacts in, the wider finance market, plus a no-nonsense practical perspective, he’s able to structure a deal to help his clients fund and develop their business aspirations. Somebody I’ve always been very happy to deal with and play a part where I can too."

Kevin Connors, Natwest Bank

"Paul, the director of Able Commercial Finance is great to deal with, he is honest and reliable, and I wouldn’t hesitate to pick up the phone to him if one of our clients/customers needed some additional help or support with any of their business needs."

Melanie Ince-Bibby, Financial Services Ltd

"Paul is a “safe pair of hands” always putting the client first and ensuring their needs are met; even with the most demanding of clients. A lot of the work Paul and I have collaborated on has required an unconventional approach, Paul’s ability to do this has given us the competitive edge needed. Conducting himself in a professional manner at all times leaves me with no hesitation to recommend Paul to any business."

Dan Harding, Hitachi Capital

"I have known Paul for over 5 years and have worked directly with him on many occasions now. Paul has a creative edge to getting deals done that many other consultants I have worked with can lack. His “out-of-the-box” thinking allows options to be quickly established and followed through to completion. Paul has an in-depth experience and knowledge in the commercial/corporate finance markets and a contact base second to none, so expertise is always at his fingertips. I have and am working with Paul and would have no hesitation in recommending him as a professional who gets results."

Mark Lindsay, Wedo Finance

FAQs

Can you help if we’ve already got invoice finance in place?
Can we fund tech platforms or internal hires?
Will applying affect our credit score?
Do you support startups or new agencies?

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