The recent introduction of 10% tariffs by the USA on UK goods is creating fresh uncertainty for British exporters and we are seeing this during discussions with some of our clients. For many small and medium-sized businesses, this could mean tighter margins, disrupted cash flow, and pressure to rethink international sales strategies.
While the headlines may sound daunting, with some economists even suggesting a global recession is on the way, there are practical steps businesses can take to protect themselves and commercial finance has a key role to play in helping firms stay resilient and agile in the face of change.
What do these tariffs mean for your business?
At a practical level, US tariffs increase the cost of your goods once they arrive in the States. If your customers are price sensitive, you may be forced to absorb those additional costs just to stay competitive and that has a direct knock-on effect on profit margins and cash flow.
It’s a challenge—especially if you already operate on slim margins or extended payment terms.
The finance solutions that can help
The team from Able help businesses compare, save and grow with tailored funding solutions. If you’re feeling the pressure, here are some options worth exploring:
Invoice finance
Release cash tied up in outstanding invoices—particularly useful if US customers are taking longer to pay while they assess their options.
Asset-based lending
Free up capital from stock, equipment or plant, helping you maintain liquidity without taking on new debt.
Trade or supply chain finance
Fund the purchase of stock and raw materials even before invoices are raised—ideal if you’re having to switch suppliers or front-load production.
Unsecured loans
For businesses needing to act quickly, unsecured loans can provide short-term breathing room, often without requiring physical assets as security.
Talk to Able
We understand that no two businesses are the same, and in times like these, a one-size-fits-all approach doesn’t cut it. As an independent broker, we work closely with our clients to understand their goals, challenges and opportunities—then match them with the right funding partner from our extensive lender network.
If your business is affected by the new tariffs—or you’re simply reviewing your finance options—we’re here to help
