Partner with Able Commercial Finance to unlock cash flow, fund new machinery and scale production – without the hassle. We provide independent, expert support tailored to your business.

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Over £5million

Approved in business loans

trustpilot
Over 1000

Businesses helped

Why manufacturers choose AbleCF

Access the equipment or machinery you need without draining cash. Acquire essential assets like plant, machinery, vehicles or software via hire purchase or leasing – so you can keep innovating, producing and delivering without the up-front costs.

Keep cash flowing even when customers pay late. Whether you’re covering payroll, paying suppliers or riding out delays in customer payments, we provide working capital loans, invoice finance, and revolving credit to help keep operations running smoothly.

Fund supply chain and stock purchases with confidence. We support manufacturers with trade and stock finance solutions that free up working capital for raw materials, inventory and supplier payments – helping you stay agile, fulfil large orders and manage seasonal demand.

Tackle VAT and tax bills without stress. We offer tailored VAT and Corporation Tax loan options to spread costs and protect your working capital during crunch points.

Fund your next phase of growth. Need to scale production because you’ve taken on a major order? Expand your facility? We can support ambitious manufacturers with growth loans that match your trajectory and cash flow cycle.

What makes Able different

  • We’re independent – not tied to any lender or limited product set
  • We understand the complexity of manufacturing businesses
  • We move quickly – often securing funding within 48 hours
  • We act as a protective layer – saving you time, hassle and risk
  • We’re trusted by accountants, advisors and manufacturers UK-wide.

Finance built around your production cycle

At Able, we get under the bonnet of your business and build finance around it – not the other way round.

Manufacturers can’t afford delays – you need a partner who understands the realities of your business including seasonality, big-ticket purchases, and unpredictable customer payment cycles. We can help.

Invoice Finance

Release capital tied up in unpaid invoices, giving clients the working capital they need to operate smoothly and seize opportunities.

Asset Finance

Support capital investment in vehicles, machinery, and equipment without the upfront cost – ideal for clients in manufacturing, logistics and services.

Secured and unsecured business loans

Spread the cost of corporation tax, VAT or personal tax to avoid cash flow disruption and reduce stress for your clients.

Trade and supply chain finance

Ensure your clients can fund large orders, imports or raw materials while keeping their supply chain relationship strong.

How our partnership works

1

We learn about your client’s needs via a confidential discussion, either with you or the client and understand the sector, challenge and opportunity

2

We source the best options using a diverse panel of lenders, including alternative and fintech providers to suit the client’s exact needs

3

You stay in control – we can work behind the scenes or liaise with your client directly, whichever suits your working relationship

4

Your client gets the right funding – fast decisions, transparent processes and reliable outcomes.

What our partners say

"From the initial contact with Paul the whole process couldn’t have run smoother & more efficiently. Any queries or problems Paul responded straight away to sort out. It would appear Able Finance are very keen to source funding as opposed to other funders who continually put obstacles in the way. Various funding solutions are available & Paul will guide you to the correct finance for you."

Matt Harding, HSF

"We have dealt with Paul Morgan in various capacities over the last 10 years. From our initial foray into Factoring and then helping move us to invoice discounting, through to assisting in acquiring finance and backing to purchase a competitor. Recently Paul enabled us to raise finance via the CIBILS loan scheme. We use Paul due to his professionalism, energy and ability to get it done (his long list of contacts helps as well). Paul has enabled us to control our finances and grow the company."

Russell Alderson-Scott, Safetynet Solutions

"We’ve known and trusted Paul for a number of years and utilised his experience in all things financial. His list of contacts is immense and his ingenuity and creativity solving complex finance problems is second to none. Lastly, he does so with clear advice eliminating jargon as much as possible and delivering all the pros and cons without any agenda."

Paul Newton & Chris Flynn, Mars – Jones Limited

"Paul and his business associates at Able Commercial Finance, really helped and supported our business throughout our complex funding process. With no hesitation, we would recommend Paul’s company for funding options to all types of business."

Grant Dudley-Toole, Frank Dudley Ltd

"Known Paul for a good number of years professionally. Courteous and very knowledgeable. A good man in the commercial finance world, make contact for chat to find out for yourself. Worked for me."

Martin Rooney, Focused Nutrition

"Paul from Able CF has done a fantastic job at helping my clients raise finance from various sources, being CBILs, asset finance, CID finance and cash flow finance, to help fund business acquisitions and business expansions. Paul gains an in depth understanding of the client’s business to ensure the finance is tailored to their needs and affordability, and he does a great job at keeping everyone in the loop to the progress of gaining the finance and the time it will take. I strongly recommend that anyone should spend time with Paul, to allow him to understand their needs and fulfilling their goals, having worked with him over 10 years."

Jeremy Bostock BA(Hons) BFP FCA, Thompson Wright Accountants

"We have used the services of Paul Morgan to advise our clients over the last thirty years. He has in that time, assisted many hundreds of them to grow their businesses and in some cases fend off impending disasters. We have been impressed with Paul’s knowledge and ingenuity in the financial markets, combining products that have served so many of my clients extremely well. The service has always been professional but also very personal. Paul does go the extra mile and clients have really appreciated the unwavering support they have received. I have been a principal in accountancy practices for more than forty years and only a few advisors have maintained so consistent a high standard as Paul has. We are proud to recommend Able Commercial Finance Limited to any business advisor or entrepreneur that needs advice on sourcing financial resources in any type of financial market."

Peter Ainley, Ainleys Accountants

"Paul is a highly professional and commercially minded individual who epitomises a “can do” attitude to getting deals done. I have worked with Paul on a number of transactions and have always found his down-to-earth and hands-on approach invaluable in meeting clients’ objectives and expectations."

Steve Hadlow, Brabners LLP

"I have worked with Paul over more years than I care to remember. He has always completed creative funding solutions for clients who by nature of what I do are difficult propositions. Paul and his partner are also very enjoyable colleagues to work with."

Ben Barrett, Dow Schofield Watts

"I’ve known Paul since 2007 and he has built Able CF on the back of a distinct set of experiences. Paul has worked as both a lender to business and as a Managing Director of trading businesses. This two-pronged approach provides Paul with a unique insight to the perspective of both the business owner and the needs of the lender. In my experience, this comes together with the result of a prospect business introduced to the right lender, for the right reasons and the right time. A pleasure to work with."

Tom ODell, Aldermore Bank

"We have worked with Able Commercial Finance for many years and find them to be responsive, commercial and place their customers at the heart of everything they do."

Andrew Metcalfe, Close Brothers

"I’ve known Paul for the best part of 20 years and this man is a dealmaker! His knowledge of the Invoice Finance market in particular is first class, and through his extensive knowledge of, and contacts in, the wider finance market, plus a no-nonsense practical perspective, he’s able to structure a deal to help his clients fund and develop their business aspirations. Somebody I’ve always been very happy to deal with and play a part where I can too."

Kevin Connors, Natwest Bank

"Paul, the director of Able Commercial Finance is great to deal with, he is honest and reliable, and I wouldn’t hesitate to pick up the phone to him if one of our clients/customers needed some additional help or support with any of their business needs."

Melanie Ince-Bibby, Financial Services Ltd

"Paul is a “safe pair of hands” always putting the client first and ensuring their needs are met; even with the most demanding of clients. A lot of the work Paul and I have collaborated on has required an unconventional approach, Paul’s ability to do this has given us the competitive edge needed. Conducting himself in a professional manner at all times leaves me with no hesitation to recommend Paul to any business."

Dan Harding, Hitachi Capital

"I have known Paul for over 5 years and have worked directly with him on many occasions now. Paul has a creative edge to getting deals done that many other consultants I have worked with can lack. His “out-of-the-box” thinking allows options to be quickly established and followed through to completion. Paul has an in-depth experience and knowledge in the commercial/corporate finance markets and a contact base second to none, so expertise is always at his fingertips. I have and am working with Paul and would have no hesitation in recommending him as a professional who gets results."

Mark Lindsay, Wedo Finance

FAQs

Can we finance second-hand equipment or soft assets?
Will applying for finance affect our credit score?
What if my business has complex funding needs or multiple facilities?
We’ve been declined by the bank – can you still help?

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